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REVOL Financial Group, LLC is REVOL's independent insurance agency, at the same Timonium office as REVOL Real Estate. It's built for one kind of producer first: the real estate agent who already has the clients and wants to be paid by them more than once.
Why real estate agents get licensed
Every closing is an insurance conversation you're already in. A buyer can't settle without homeowners insurance, and most of them own cars. Today that business goes to someone else. With a license, it goes on your book.
Commission that renews. A real estate commission pays once. An insurance policy pays you again each year it renews, with no new closing. Write a few policies a month and the renewals stack up year over year.
A reason to call every client, every year. Policies renew every 6 or 12 months. That's a built-in, useful check-in with every household in your database: no "just checking in" calls.
Income when the market slows. Insurance renewals don't depend on interest rates or inventory. Agents with a book of policies have income that keeps coming in a slow quarter.
Clients who aren't moving yet. Most people in your sphere won't buy or sell this year, but every one of them insures a car or a home. Insurance lets you serve them now, so you're the agent they call when they do move.
Insurance is always optional at REVOL. Your real estate plan, support and leads never depend on whether you sell a single policy.
How insurance grows your database
Real estate builds a database one transaction at a time, often years apart. Insurance adds households much faster, and keeps them in touch with you.
| Real estate only | Real estate + insurance | |
|---|---|---|
| Who you can serve this year | People buying or selling | Anyone who owns a car or a home |
| How often you're in touch | At the closing, then holiday cards | Every renewal, every 6 or 12 months |
| What a client is worth after closing | A possible referral someday | Renewal commission every year, plus the referral |
| What you know about the household | Their last address | Their home, cars, life events and when they change |
Every policy review is a natural moment to hear "we're thinking about moving," "my daughter's buying her first place," or "my parents need to downsize." That's how an insurance book feeds a real estate business.
Free pre-licensing for REVOL agents
Every agent who onboards with REVOL Real Estate gets the E Training insurance pre-licensing course free, online and self-paced, to prepare for the Maryland exam.
- Join REVOL Real Estate. REVOL Financial Group producers must hold their real estate license with REVOL.
- Get your E Training login during onboarding.
- Study and pass the Maryland exam. Start with property & casualty (home and auto). Maryland no longer requires a state-approved pre-licensing course before the exam (since October 1, 2024), but the course is the fastest way to pass.
- Apply for your producer license with the Maryland Insurance Administration.
- Get appointed with our carriers through REVOL Financial Group.
- Write your first policy, starting with your own past clients.
State exam and license application fees are set by the state and testing provider and are paid by the agent.
Start with property & casualty. Home, auto, renters, landlord and umbrella policies are the natural fit for real estate: every buyer needs them. Life & health is an optional add-on license once you're writing P&C, for agents who want to help clients protect the mortgage and their family.
Producer plans: Level 2 and Level 3
Two ways to write with REVOL Financial Group. Start where you are, move up when you're ready.
| Level 2 | Level 3 | |
|---|---|---|
| Built for | Agents adding insurance to their real estate business | Agents building insurance into a real business of its own |
| Commission on new policies | 30% | Up to 80% |
| Commission on renewals | 30% | Up to 80% |
| Included | Agency email, personal website and landing pages, team CRM | Everything in Level 2, plus full producer systems and support |
Level 3 commission grows with the size of your book. Requirements and fees for each level are covered in full in your onboarding conversation, before you sign anything.
Run your own numbers
Illustration only, not a promise of income. Real results depend on the policies, carriers, premiums, your commission level and how many clients renew. Insurance commissions are earned through REVOL Financial Group, LLC and require an active producer license.
Each year's figure is what you'd earn that year from every household still on your book, new and renewing. It's on top of your real estate commissions.
The carriers we represent
REVOL Financial Group is an independent agency, so you can shop each client's coverage across many carriers instead of selling one company's policy. Current carriers, as listed on revolfinancialgroup.com:
| Property & casualty | Life |
|---|---|
| Travelers | Liberty Insurance |
| Liberty Insurance | Allianz |
| The Hartford | Mutual of Omaha |
| Progressive | John Hancock |
| Nationwide | AIG |
| National General | Lincoln Financial Group |
| Chubb | American Equity |
| State Auto | MassMutual |
| Donegal | Prudential |
| American Collectors Insurance | Transamerica |
Carrier appointments are made through REVOL Financial Group after you're licensed and are subject to each carrier's approval.
Insurance license FAQ
Do I have to sell insurance to join REVOL?
No. Insurance is optional. Your real estate plan, support and leads are the same whether or not you ever write a policy.
How much does the pre-licensing course cost?
Nothing for agents who have onboarded with REVOL Real Estate. The E Training course is free. The state exam and license application fees are paid by the agent.
Do I need a pre-licensing course to get a Maryland insurance license?
Maryland repealed its pre-licensing education requirement for producer applicants effective October 1, 2024. You still have to pass the state exam, and the E Training course is the fastest way to prepare.
Which license should I get first?
Property & casualty. It covers home, auto, renters, landlord and umbrella insurance, the policies every buyer and homeowner needs. Life & health can be added later.
What's the difference between Level 2 and Level 3?
Level 2 pays 30% on new policies and 30% on renewals, and it's built for agents adding insurance to their real estate business. Level 3 pays up to 80% on new business and renewals as your book grows, and it's for agents building a full insurance practice.
Can I write insurance with REVOL Financial Group if my real estate license is somewhere else?
No. REVOL Financial Group producers must hold their real estate license with REVOL Real Estate.
Do my clients have to buy insurance through me?
No. Clients always choose their own insurance provider, title company and lender. You offer a quote; they decide.
How do I get started?
Watch the private webinar for the full REVOL opportunity, or call Ryan at 443.244.0155. REVOL Financial Group's office line is 443-275-5533.